Dental Insurance

Dental insurance is not too unlike your standard health insurance. Both serve as a preventive tool designed to thwart the onset of any type of serious health issue, and both have 4 major categories that are more or less of the same type. The main categories of dental insurance include:

• Dental HMOs
• Preferred Provider Organizations
• Indemnity Plans
• Discount Dental Plans

Discount Dental Plans are the cheapest form of dental coverage, and aren't really considered to be a form of insurance. As with health insurance, dental indemnity plans are the most expensive option available.

You might be wondering what dental insurance typically offers coverage for. Coverage depends of course on the type of plan you select, however, the plans in general offer dental coverage for all types of oral healthcare including:

• Routine care
• Dentures / dental implants
• Cavities
• Root canals
• Gum disease
• X-Rays
• Crowns
• Tooth removals
• Orthodontics

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